Cover Building (excluding foundation) such as single house, townhouse, twin house for dwelling, parking walls, fences, gates cause by :
- Fire
- Lightning
- Explosion
- Vehicle Impact
- Aircraft
- Water Damage (excluded flooding, , breakage or leakage from underground waterwork system)
| Construction | Sum Insured (Bht.) |
| Building Class 1 Construction (with concrete/ brick wall for more than 80% of the total wall area) |
600,000 |
| Building Class 2 Construction (with concrete/ brick wall for 50% - 80% of the total wall area) and |
250,000 |
| Building Class 3 Construction (with other types of materials like wood, steel sheet, or slate sheet for more than 50% of the total wall area) |
150,000 |
Coverage Extension of Rental Fee for Temporary Dwelling Premises
In the event when the building be lost, destroyed or damaged by the perils as in Item 1, the coverage shall be extended as below:
- In the case of the amount of loss or damage exceeding 50% of the cost of replacing the building or premises
| Construction | Rental Fee for Temporary Dwelling Premises |
| Building Class 1 Construction (with concrete/ brick wall for more than 80% of the total wall area) |
not exceeding Bht.1,000 per day and Bht.50,000 in aggregate for the whole period of insurance |
| Building Class 2 Construction (with concrete/ brick wall for 50% - 80% of the total wall area) and Building Class 3 Construction (with other types of materials like wood, steel sheet, or slate sheet for more than 50% of the total wall area) |
not exceeding Bht.500 per day and Bht.25,000 in aggregate for the whole period of insurance |
- In the case of the amount of loss or damage equivalent to the cost of replacing the building or premises
| Construction | Rental Fee for Temporary Dwelling Premises |
| Building Class 1 Construction (with concrete/ brick wall for more than 80% of the total wall area) |
not exceeding Bht.1,000 per day and Bht.100,000 in aggregate for the whole period of insurance |
| Building Class 2 Construction (with concrete/ brick wall for 50% - 80% of the total wall area) and Building Class 3 Construction (with other types of materials like wood, steel sheet, or slate sheet for more than 50% of the total wall area) |
not exceeding Bht.500 per day and Bht.50,000 in aggregate for the whole period of insurance |
This Policy does not cover :
War, terrorism, revolution, military or usurped power, riot and strike.
Contamination by radioactivity, nuclear fuel.
The burning of property by the order of any public authority.
- Fire
- Lightning
- Explosion
- Vehicle Impact
- Aircraft
- Water Damage (excluded flooding, , breakage or leakage from underground waterwork system)
Coverage Extension of Rental Fee for Temporary Dwelling Premises
In the event when the building be lost, destroyed or damaged by the perils as in Item 1, the coverage shall be extended as below :
- In the case of the amount of loss or damage exceeding 50% of the cost of replacing the building or premises
| Construction | Rental Fee for Temporary Dwelling Premises |
| Building Class 1 Construction (with concrete/ brick wall for more than 80% of the total wall area) |
not exceeding Bht.1,000 per day and Bht.50,000 in aggregate for the whole period of insurance |
| Building Class 2 Construction (with concrete/ brick wall for 50% - 80% of the total wall area) and Building Class 3 Construction (with other types of materials like wood, steel sheet, or slate sheet for more than 50% of the total wall area) |
not exceeding Bht.500 per day and Bht.25,000 in aggregate for the whole period of insurance |
- In the case of the amount of loss or damage equivalent to the cost of replacing the building or premises
| Construction | Rental Fee for Temporary Dwelling Premises |
| Building Class 1 Construction (with concrete/ brick wall for more than 80% of the total wall area) |
not exceeding Bht.1,000 per day and Bht.100,000 in aggregate for the whole period of insurance |
| Building Class 2 Construction (with concrete/ brick wall for 50% - 80% of the total wall area) and Building Class 3 Construction (with other types of materials like wood, steel sheet, or slate sheet for more than 50% of the total wall area) |
not exceeding Bht.500 per day and Bht.50,000 in aggregate for the whole period of insurance |
This Policy does not cover :
War, terrorism, revolution, military or usurped power, riot and strike.
Contamination by radioactivity, nuclear fuel.
The property as below: (Unless otherwise expressly agreed and stated in the Policy)
- Bullion or precious stones, jewellery or precious stones, or precious metals
- Any antique or work of art for an amount exceeding Bht.10,000.-
- Manuscripts, plans, drawings, designs, patterns, models or moulds
- Important documents of any kind, stamps, coins, paper money, cheques or other business book
- Bullion or precious stones, jewellery or precious stones, or precious metals
- Explosives
- Electrical appliances and equipment of which loss or damage is arising from over-running, short circuiting
- All vehicles
- Trees, decoration of gardens and lawns
The burning of property by the order of any public authority.
