Personal Accident Insurance
Coverage Detail and the Premium per Person (Baht)
| Coverage and Benefits | Amount of Limit (Baht) | |||||
| Plan 1 | Plan 2 | Plan 3 | Plan 4 | Plan 5 | Plan 6 | |
| 1) Loss of Life, Dismemberment, Loss of Sight and Total Permanent Disability (PA.1) | 100,000 | 200,000 | 400,000 | 500,000 | 800,000 | 1,000,000 |
| 2) Medical Expense per accident | 10,000 | 20,000 | 40,000 | 50,000 | 50,000 | 50,000 |
| 3) Accident caused by Murder or Assault | 50,000 | 100,000 | 200,000 | 250,000 | 400,000 | 500,000 |
| 4) Riding or Traveling on a motorcycle | 50,000 | 100,000 | 200,000 | 200,000 | 200,000 | 200,000 |
| Coverage and Benefits | Amount of Limit (Baht) | |||||
| Plan 1 | Plan 2 | Plan 3 | Plan 4 | Plan 5 | Plan 6 | |
| 1) Loss of Life, Dismemberment and Total Permanent Disability (PA.2) | 500,000 | 600,000 | 700,000 | 800,000 | 900,000 | 1,000,000 |
| 2) Medical Expense per accident | 25,000 | 30,000 | 30,000 | 30,000 | 30,000 | 50,000 |
| 3) Accident caused by Murder or Assault | 500,000 | 500,000 | 500,000 | 500,000 | 500,000 | 500,000 |
| 4) Riding or Traveling on a motorcycle | 250,000 | 300,000 | 350,000 | 400,000 | 450,000 | 500,000 |
Occupation Classification :
| Class 1 : | Occupations involve duties for managerial or administrative works mainly indoors such as teachers, lawyers doctors, nurses, housewives or office workers. |
| Class 2 : | Occupations involve duties for managerial or administrative works and occasionally outdoor assignments and/or duties in the light industry such as salesmen, engineers, foremen, drivers, architects or farmers. |
| Class 3 : | Occupations involve duties for mainly outdoor assignments and/or duties in heavy industry such as messengers, bus/truck drivers or labors. |
- Age between 16 to 60 years old.
- Having a job with in the occupation classification 1-3*.
- Having a good health with no physical limitation.
One Year from the Inception Date.
injuries to the Insured arising from bodily injury, which is directly caused by an accident.
while the Insured is riding or traveling on a motorcycle. The policy also covers the Insured on losses or injuries caused by murder and assault.
- Loss of Life
- Dismemberment and Loss of Sight (PA 2: extends to cover up to finger(s), toe(s) and loss of hearing or speech)
- Total Permanent Disability
- Medical Expenses (applied for the policy with an additional coverage on medical expenses)
- Pre-existing condition of sickness or body injury and/or Illness or infection which is not resulting from an accident.
- Suicide or attempted suicide or self-inflicted injury.
- War Risks.
- Committing a felony.
- Engaging in a brawl or taking part in inciting a brawl.
- Action of the Insured while under the influence of alcohol or addictive drugs.
- Riot and strike.
- Engaging or racing dangerous sports.
- Serving as a soldier, police, or a volunteer and participating in war or crime suppression.
- Miscarriage and Abortion.
etc.
Remark : All the details on coverage and exclusions are stated in the insurance policy.
Request more detail by Navakij Call Center 1748
